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InnerLight Counselling
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    • Home
    • About
    • Trauma‑Informed Therapy
    • Insurance‑Funded Therapy
    • InnerLight Portraits
    • Privacy Notice
InnerLight Counselling
  • Home
  • About
  • Trauma‑Informed Therapy
  • Insurance‑Funded Therapy
  • InnerLight Portraits
  • Privacy Notice

Insurance‑Funded Therapy (Counselling & EMDR)

Some clients choose to access therapy through their private health insurance. I am able to work with clients who are funded by insurers, including those seeking EMDR. This page outlines how the process works and what you may need to do to arrange authorisation.

My Professional Credentials

I meet the requirements most insurers look for when approving therapy:

  • BACP Accredited Counsellor
  • EMDR Europe trained (Parts 1–3)
  • Fully insured for counselling and EMDR
  • ICO registered for data protection
  • Experience in trauma‑informed therapy and EMDR

If your insurer requests documentation, I can provide accreditation certificates, EMDR training confirmation, insurance details, and ICO registration

What Insurers Typically Cover

Coverage varies between providers, but many insurers fund:

  • Counselling
  • EMDR therapy
  • Trauma‑focused work
  • Anxiety and stress‑related presentations
  • Work‑related difficulties
  • Post‑accident or medical trauma
  • Longer‑term therapy where clinically appropriate

Your insurer will confirm what they authorise for you

How to Request Authorisation

If you would like to use your insurance, the first step is to contact your provider and ask for authorisation to work with me. They may ask for:

  • My name and accreditation (BACP Accredited)
  • My EMDR training details
  • My insurance information
  • My ICO registration number
  • My practice location (Somerset / online)

Once they confirm authorisation, they will usually provide you with:

  • A claim number
  • The number of sessions approved
  • Any reporting requirements
  • Instructions for invoicing

You can then share this information with me before we begin.

Fees for Insurance‑Funded Therapy

Insurer‑funded sessions are charged at the rate agreed with your provider.
This is typically higher than standard private‑pay fees due to the additional administration and reporting required by insurers.

If your insurer requires written reports or treatment summaries, these are charged separately and are usually covered by the insurer.

How Invoicing Works

Once your sessions are authorised, I will invoice your insurer directly or through their preferred system. You will not need to make payments yourself unless your policy includes an excess.

If your insurer requires updates or reports, I will provide these in line with their guidelines.

Cancellation Policy

Insurers usually expect clients to follow the therapist’s standard cancellation policy.
If a session is cancelled with less than 48 hours’ notice, the insurer may not cover the fee, and you may be responsible for the session cost.

If You’re Unsure Where to Start

If you are considering using your insurance but are unsure of the process, you are welcome to contact me. I can guide you on what information your insurer may need and how to request authorisation.

Next Steps

If you would like to explore therapy through your insurance provider, please get in touch or speak with your insurer directly to begin the authorisation process.

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