InnerLight Counselling
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    • Home
    • About
    • Trauma‑Informed Therapy
    • Insurance‑Funded Therapy
    • Privacy Notice
InnerLight Counselling
  • Home
  • About
  • Trauma‑Informed Therapy
  • Insurance‑Funded Therapy
  • Privacy Notice

Insurance‑Funded Therapy

introduction

 Insurance-Funded Therapy
Some clients choose to access therapy through their private health insurance. I am able to work with clients whose therapy is funded by an insurer, including those seeking EMDR.
This page explains how insurance-funded therapy works, what your insurer may ask for, and what you need to do before sessions can begin.

My Professional Credentials

I meet the requirements most insurers look for when approving therapy:

  • BACP Accredited Counsellor
  • EMDR Europe trained (Parts 1–3)
  • Fully insured for counselling and EMDR
  • ICO registered for data protection
  • Experience in trauma‑informed therapy and EMDR

If your insurer requests documentation, I can provide accreditation certificates, EMDR training confirmation, insurance details, and ICO registration

What Might Be Covered

 Coverage varies between insurers and individual policies. Depending on your policy and clinical needs, your insurer may authorise:

  • counselling
  • EMDR
  • trauma-focused therapy
  • support with anxiety and stress-related difficulties
  • work-related difficulties
  • post-accident or medical trauma
  • longer-term therapy where clinically appropriate

Your insurer will confirm what is covered and how many sessions they are able to authorise.

How to Arrange Authorisation

If you would like to use your private health insurance, the first step is to contact your insurer and ask about authorisation for therapy with me.

They may ask you for:

  • my name and BACP accreditation
  • my EMDR training details
  • my insurance information
  • my ICO registration details
  • my practice location (Somerset / online)

Once your insurer has authorised therapy, they will usually provide you with:

  • a claim or authorisation number
  • the number of sessions approved
  • any reporting requirements
  • instructions for invoicing

Please send these details to me before your first session.

Fees for Insurance‑Funded Therapy

Insurance-funded sessions are charged at the rate agreed with your insurer. This may differ from my standard private-pay fee because of the additional administration, reporting and liaison involved.


If your insurer requires written reports or treatment summaries, these may incur an additional charge. Where applicable, this will normally be covered by the insurer.

SESSION LENGTH

Insurance-funded sessions are 50 minutes.

This is the session length agreed with insurers and allows time for essential clinical and administrative requirements, such as outcome measures, brief notes and invoicing.

How Invoicing Works

Once your therapy has been authorised, I will invoice your insurer directly, or through their preferred system where required.


You will not normally need to pay for sessions yourself unless your policy includes an excess or your insurer does not cover a particular charge.


If your insurer requires progress updates or reports, these will be provided in accordance with their requirements.

Cancellation Policy

My standard cancellation policy applies to insurance-funded sessions. Sessions cancelled with less than 24 hours' notice are charged at the full session rate.

Insurance policies vary, and your insurer may not cover late cancellations or missed sessions. Where a charge is not covered by your insurer, this may become payable by you.

Next Steps

If you would like to use your private health insurance to access therapy with me, please contact your insurer first to discuss authorisation.


Once you have the relevant authorisation details, you can send them to me so that we can arrange your sessions.

Make an Enquiry

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